Structured Lease Solutions & Financial Advisory
Select equipment from any reputable vendor in Nigeria or leverage Adept Lessor’s partner network. Filter our lease facilities below by asset type or client segment.
Automobile & Commercial Fleet Lease
Spread the cost of personal vehicles or corporate fleets over 2 to 4 years.
Avoid locking down tens of millions of Naira in depreciating vehicle purchases. Adept Lessor finances executive saloon cars, SUVs, staff shuttle buses, and commercial delivery vans with structured monthly rentals over 12 to 48 months.
Eligible Financed Assets
- Brand New & Certified Pre-Owned Saloon Cars & SUVs
- Corporate Staff Buses & Executive Shuttles
- Commercial Delivery Vans & Logistics Fleet Vehicles
- Light & Medium-Duty Haulage Trucks
Structuring Highlights
- 2 to 4-year extended repayment horizon (up to 48 months)
- Inspect and select vehicles from your preferred dealership
- Comprehensive insurance & tracking coordination support
- Full ownership transfer upon completion of lease rentals
Medical & Hospital Equipment Lease
Empowering hospitals, diagnostic centers, and clinics with life-saving technology.
Upgrade your healthcare facility's diagnostic and clinical capabilities immediately while paying from the monthly revenue generated by the equipment itself.
Eligible Financed Assets
- 3D/4D Ultrasound Scanners & Digital X-Ray Systems
- Hematology, Chemistry & Automated Lab Analyzers
- Patient Monitors, Anesthesia Machines & ICU Ventilators
- Dental Chairs, Autoclaves & Ophthalmic Diagnostic Units
Structuring Highlights
- Match lease rentals with clinic & diagnostic patient cash flows
- Finance installations from accredited Nigerian medical equipment vendors
- Preserve hospital liquidity for staffing and consumables
- Fast-track credit evaluation for licensed healthcare providers
Medium Industrial & Power Generators Lease
Uninterrupted power generation and industrial machinery for Nigerian enterprises.
Eliminate energy downtime and scale production capacity. We finance basic and heavy-duty diesel/gas generators, commercial solar-inverter plants, and medium-scale industrial processing machinery.
Eligible Financed Assets
- Heavy-Duty Soundproof Generators (20kVA – 500kVA+)
- Commercial Hybrid Solar & Lithium Battery Power Plants
- Food Processing, Packaging & Printing Machinery
- Industrial Cold Rooms, Compressors & Workshop Equipment
Structuring Highlights
- Slash diesel & grid downtime costs immediately
- Structured around operational cost savings
- Supports OEM-backed equipment with local maintenance warranties
- Available for factories, hotels, schools, and commercial hubs
Office Equipment & Enterprise IT Lease
Modernize your workspace and technology stack with predictable monthly installments.
Equip startups, law firms, financial institutions, and growing enterprises with enterprise workstations, servers, commercial copiers, and executive office furnishings without upfront capital strain.
Eligible Financed Assets
- Corporate Laptops, Workstations & Apple/Enterprise Hardware
- Rack Servers, Enterprise Networking & CCTV Security Systems
- Executive Desks, Ergonomic Seating & Boardroom Fit-Outs
- Commercial Multifunction Printers, Copiers & HVAC Units
Structuring Highlights
- Bundle multi-vendor IT and furniture items into a single lease
- Rapid 48-hour approval track for established corporate clients
- Keep technology fresh without balance-sheet bloat
- Ideal for new branch openings and team expansions
Home Appliances & Residential Solar Lease
Upgrade your home comfort and clean power through convenient monthly repayments.
Designed for salaried professionals and business owners looking to acquire residential solar/inverter systems, air conditioners, refrigerators, washing machines, and home electronics in structured installments.
Eligible Financed Assets
- Residential Solar Panels, Tubular/Lithium Batteries & Inverters
- Split & Standing Inverter Air Conditioners
- Side-by-Side Refrigerators, Chest Freezers & Washing Machines
- Smart OLED/LED Televisions, Home Audio & Kitchen Appliances
Structuring Highlights
- Pick genuine appliances from any major retail store or partner
- Convenient monthly repayments aligned with salary dates
- Transparent flat pricing with zero hidden charges
- Immediate home delivery upon documentation completion
Sundries & Custom Operational Lease
Group miscellaneous operational assets into one structured, manageable lease.
Smaller operational expenses and auxiliary equipment purchases quickly add up. Our Sundries Lease allows businesses and professionals to consolidate multiple essential items into a single facility.
Eligible Financed Assets
- Hospitality, Restaurant & Commercial Kitchen Equipment
- Retail Shelving, POS Terminals & Cold-Chain Display Units
- Educational & School Laboratory / ICT Upgrades
- Multi-item Operational Equipment Bundles
Structuring Highlights
- Consolidate multiple pro-forma invoices into one monthly rental
- Custom-tailored repayment schedule
- Dedicated relationship manager for your account
- Seamless top-up / renewal options for repeat lessees
Financial Planning & Independent Investment Advisory
Beyond equipment leasing, Adept Lessor Limited works directly with corporate boards, SME founders, and high-net-worth individuals to structure sustainable capital plans.
Equipment & Asset Lease Financing
Whether you are expanding a commercial vehicle fleet, equipping a medical diagnostic center, installing commercial solar power, or upgrading home appliances, our finance and operating lease structures let you spread acquisition costs over 6 to 48 months.
- Finance Leases with seamless end-of-term ownership transfer
- Choose your own preferred vendor or use our vetted vendor network
- Structured for both salaried professionals and registered Nigerian corporates
- Flexible equity deposit structures tailored to asset class and cash flow
Strategic Financial Planning
We work closely with business owners, medical directors, and executives to identify capital requirements, match asset lifespans with financing tenors, and put disciplined financial plans into action without straining liquidity.
- Cash-flow modeling for capital expenditure (CapEx) vs. lease decisions
- Multi-asset acquisition phasing for expanding SMEs and clinics
- Balance sheet and working-capital preservation strategies
- Custom repayment alignment with business seasonal cycles
Independent Investment Advisory
Our seasoned team of financial professionals provides independent, research-backed investment analysis and advisory services—helping individuals and corporate treasuries deploy capital into high-utility real-sector opportunities.
- Independent, objective investment appraisal and risk analysis
- Real-sector asset yield evaluation and portfolio structuring
- SME expansion advisory backed by 20+ years of Nigerian market insight
- Strict confidentiality and bespoke executive reporting